The 12 Month loans

The 12-month loans can be attributed to the various incentives offered by UK direct lenders. In most cases, the loan agreements require no guarantor. Credit unions, banks, and other financial services companies typically offer installment and credit card loans that come with repayment periods. The duration ranges from 12 to 36 months. However, qualifying for a loan can be difficult, especially for borrowers with a bad credit history.